There is no standard cost, and it very much depends on the association. It should also be noted that there can be valid reason for the variation in fees. For example, some clubs offer uniforms, additional coaching, additional sessions, etc etc as part of the fees....whereas others require that these items are paid for separately. I see no valid reason for the associations to publish the fee rates publicly. If you don't like what is being charged or cant afford it, then don't play rep or go elsewhere. AS to where the money is spent, this information should always be available in the annual reports which will be presented at an AGM. You just have to review the financial statements.